{"title":"Money Planning \u0026 Budgeting","description":"\u003ch2\u003eMoney planning and budgeting\u003c\/h2\u003e\u003cp\u003ePractical budgeting and debt payoff trackers to help you organise finances. Educational tools, not personalised financial advice.\u003c\/p\u003e","products":[{"product_id":"automated-google-sheets-personal-finance-debt-payoff-tracker","title":"Smart Money — Budget \u0026 Debt Tracker 2026 (Spreadsheet + PDF Guide)","description":"\u003ch2\u003eSmart Money — Budget \u0026amp; Debt Tracker 2026\u003c\/h2\u003e\u003cp\u003eTake control of your everyday money planning with an original, formula-powered spreadsheet and a clear companion guide. Suitable for personal budgeting and independent money organisation.\u003c\/p\u003e\u003ch3\u003eYour digital download includes\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eWorking Excel workbook (.xlsx):\u003c\/strong\u003e eight tabs covering setup, a monthly dashboard, 200 transaction rows, planned-versus-actual budgets, a six-debt planner, 120-month balance forecasts, net worth and savings goals.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eQuick Start PDF:\u003c\/strong\u003e four pages explaining setup, example workflows, debt calculation limitations and troubleshooting.\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eHow it works\u003c\/h3\u003e\u003cp\u003eEnter income and expenses with dates and categories, set monthly spending targets and review updated dashboard calculations. Add debt balances, APRs and fixed monthly payments to estimate repayment time and remaining balances. Open in Microsoft Excel or import the .xlsx workbook into Google Sheets and check formulas after conversion.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eImportant:\u003c\/strong\u003e This is an editable .xlsx workbook with a PDF guide, not a hosted Google Sheets template link. It does not connect to bank accounts, guarantee precise lender payoff dates, or automatically apply debt snowball\/avalanche allocation. Figures depend on your inputs, fixed-rate assumptions and spreadsheet compatibility. Educational use only, not regulated financial advice.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eDelivery:\u003c\/strong\u003e Two downloadable files: the Excel workbook and Quick Start PDF, available after successful checkout. No physical item is sent.\u003c\/p\u003e","brand":"Smart London Savings","offers":[{"title":"Default Title","offer_id":54407533822293,"sku":null,"price":12.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0841\/0755\/9253\/files\/Smart_Money_Budget_Tracker_Mockup.png?v=1791920962"},{"product_id":"hyperlinked-digital-fitness-meal-planner-goodnotes-ipad","title":"Get Fit London — Professional Movement \u0026 Nutrition Planner (Printable PDF)","description":"\u003ch2\u003eGet Fit London — Professional Movement \u0026amp; Nutrition Planner\u003c\/h2\u003e\u003cp\u003eOrganise your weekly movement, meals and everyday habits with an 11-page printable A4 PDF planner.\u003c\/p\u003e\u003cp\u003eIncludes movement and workout planning, step and habit tracking, meal planning, grocery lists, daily check-ins and weekly reflections.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eWhat you receive:\u003c\/strong\u003e One downloadable 11-page PDF suitable for printing or viewing on a phone, tablet or computer. This is not a hyperlinked GoodNotes template or an interactive form.\u003c\/p\u003e\u003cp\u003eGeneral lifestyle planning only; not personalised medical, exercise or nutrition advice. No physical item will be shipped.\u003c\/p\u003e","brand":"Smart London Savings","offers":[{"title":"Default Title","offer_id":54407590543701,"sku":null,"price":9.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0841\/0755\/9253\/files\/Get_Fit_London_Planner_Mockup.png?v=1791824482"}],"url":"https:\/\/digitalstore2024.myshopify.com\/collections\/personal-finance-wellness.oembed","provider":"Smart Digital Guides","version":"1.0","type":"link"}